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First Ohio CFCU offers first mortgage loans through MyCUMortgage. Click the above link to see the current
rates and apply.
First Mortgages
With all of the different mortgage lenders available, how do you know who you can trust? Every situation
is unique and you are important to us. The mortgage professionals at First Ohio CFCU will take the time to meet with
you, review your individual financial picture, and help you choose the mortgage program that's right for you.
When shopping, rates and closing costs may seem very low and the advertised payment may look extremely attractive,
but what is included (or excluded) in that monthly payment? Are your taxes included? Do you have to pay points? Is this program
going to fit your individual situation? First Ohio CFCU has the knowledge and experience to find a mortgage loan that
meets your needs and your budget.
First Ohio CFCU offers:
Credit Union joins First Mortgage services with CU Realty!
First Ohio CFCU has teamed up with CU Realty to bring you discounts
on your real estate broker/agent fees when you buy or sell your home. Click on the picture for more information.
Due to the volatility of mortgage rates, we do not put them on our website. Please contact us and we
will be happy to forward this information in a timely manner during our normal business hours.
Pre-Approvals Available
Before you begin shopping for your new home, it is very important to get pre-approved first. Many real estate
agents require this before beginning the search for your new home. Plus, it gives you a significant advantage when negotiating
the purchase of your dream home.
Application Process
We charge a $50.00 application fee. This fee will be refunded to you when your loan is closed. If the loan
is not closed, the fee is used to pay for the credit report, automated scoring fee and flood determination. You should bring
the following documents with you when you apply:
- Current pay stubs covering the most recent 30 days
- W-2's for the last two years
- Your last two months financial statements
- Homeowners insurance information
- If you are self employed, you will need a copy of the last two years federal tax return with original
signatures
- Depending on your situation, additional information may be required
For your convenience you can apply online by clicking the link at the top of the page. If you do not wish
to apply online, stop by our office or call us at your convenience.
Whether it is your first mortgage or your third, you can trust your credit union to guide you through the
process. Check out our mortgage calculator. For additional program or rate details, please contact us.
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