*Annual Percentage Rate. Loan Rates are determined by individual credit history and term of loan. Rates are subject to change without notice due to market conditions.
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Vehicle Loans |
Model Year |
Term |
APR* As low as |
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Car and Truck |
2007 - 2012 |
42 months |
SPECIAL! 2.90% |
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Car and Truck |
2007 - 2012 |
66 months |
SPECIAL! 2.90% |
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Car and Truck |
2007 - 2012 |
72 months |
SPECIAL! 2.90% |
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Car and Truck |
2004 - 2006 |
66 months |
4.95% |
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Car and Truck |
2003 & older |
54 months |
5.25% |
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Motorcycle Loans |
Term |
APR* |
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New Motorcycle |
42 months |
As low as 5.25% |
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New Motorcycle |
66 months |
As low as 5.75% |
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Used Motorcycle |
42 months |
As low as 6.75% |
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Used Motorcycle |
66 months |
As low as 7.25% |
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Recreational Vehicle Loans |
Term |
APR* |
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New RV's, Boats, & Motor Homes |
42 months |
5.25% |
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New RV's, Boats, & Motor Homes |
66 months |
5.75% |
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Used RV's, Boats, & Motor Homes |
42 months |
6.75% |
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Used RV's, Boats, & Motor Homes |
60 months |
7.25% |
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Snowflake Loan |
Term |
APR* |
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$3,000.00 |
12 mo |
5.99% |
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$3,000.00 |
24 mo |
6.99% |
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$3,000.00 |
36 mo |
7.99% |
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| *Annual Percentage Rate. Sample payment for $3,000 loan for 12 months at 5.99% APR would be approximately $258.19, 24 months at 6.99% APR would be approximately $134.31, and 36 months at 7.99% APR would be approximately $94.00. Sample payment does not include credit life & disability insurance, which is available at a minimal cost to the member. All rates subject to change without notice. Not applicable for refinance on current First Ohio loans. |
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Signature Loans |
Term |
APR* |
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$250.00 - $5,000.00 |
12 months |
As Low as 10.50% |
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$250.00 - $5,000.00 |
24 months |
As Low As 11.50% |
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$250.00 - $5,000.00 |
36 months |
As Low As 12.50% |
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$250.00 - $5,000.00 |
48 months |
As Low As 13.50% |
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Secured Loans |
Term |
APR* |
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Share Secured (100% Secured) |
48 months |
3.00% |
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CD Secured (100% Secured) |
48 months |
6.00% |
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Visa Credit Card |
Term |
APR* |
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Purchases |
revolving |
9.90% |
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Cash Advances & Balance Transfers |
revolving |
9.90% |
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Home Equity Line of Credit |
Term |
APR* |
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For more HELOC Information Click here. |
10 year |
Variable- Prime + 1/2% |
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Call the credit union for current rate. |
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Home Equity Loan (2nd Mortgage) |
Term |
APR* |
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For More Home Equity Information,
Click here. |
1-10years |
SPECIAL RATE!
5.99% |
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11-15 years |
SPECIAL RATE!
6.99% |
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