|
*Annual Percentage Yield. All stated rates are anticipated rates. The Board of Directors will |
|
declare the actual rates to be paid just prior to the payment date. Dividends are not paid to accounts that are closed before the payment date. |
|
|
|
|
|
Savings Accounts |
Balance |
Rate |
APY* |
|
Share Savings |
$25.00 & up |
0.15% |
0.15% |
|
Travel Club |
$25.00 & up |
0.20% |
0.20% |
|
Christmas Club |
$25.00 & up |
0.20% |
0.20% |
|
Kirby Kangaroo Kids Club |
$25.00 & up |
0.25% |
0.25% |
|
CU Succeed Teen Savings |
$25.00 & up |
0.25% |
0.25% |
|
|
|
|
|
|
Share Draft Accounts |
Balance |
Rate |
APY* |
|
Plus Checking |
$1500.00 - $6.00 Fee if below |
0.15% |
0.15% |
|
Modern Checking |
$250.00 - $3.00 Fee if below |
0.05% |
0.05% |
|
Simply Checking |
$0.00 |
0.00% |
0.00% |
|
CU Succeed Teen Share Draft |
$0.00 |
0.20% |
0.20%
|
|
|
|
|
|
|
Money Market Savings |
Balance |
Rate |
APY* |
|
|
Below $2500.00 |
0.00% |
0.00% |
|
$2,500.00 - $9,999.99 |
0.25% |
0.25% |
|
$10,000.00 - $24,999.99 |
0.35% |
0.35% |
|
$25,000.00 - $49,999.99 |
0.45% |
0.45% |
|
$50,000.00 & up |
0.49% |
0.50%
|
|
|
|
|
|
Share Certificates |
Balance |
Rate |
APY* |
|
6 months |
$500.00 & up |
0.40% |
0.40% |
|
12 months |
$500.00 & up |
0.49% |
0.50% |
|
24 months |
$500.00 & up |
0.89% |
0.90% |
|
36 months |
$500.00 & up |
0.99% |
1.00% |
|
48 months |
$500.00 & up |
1.14% |
1.15% |
|
60 months |
$500.00 & up |
1.24% |
1.25%
|
|
|
|
|
|
IRA Accounts |
Balance |
Rate |
APY* |
|
IRA Savings |
$25.00 & up |
0.20% |
0.20% |
|
12 Month IRA Certificate |
$500.00 & up |
0.49% |
0.50% |
|
24 Month IRA Certificate |
$500.00 & up |
0.89% |
0.90%
|
|
Dividends paid monthly for Vacation Club and Super Share Draft. All others are paid quarterly. Minimum opening deposit for Share Accounts and Share Draft Accounts is $5.00. Minimum opening balance for CDs is $500.00.
Additional terms available for IRA CDs up to five (5) years. Rates are subject to change without notice. A minimum of $500.00 is required for a CD. Substantial Penalties for early withdraw. Some early withdraws may be subject to IRS penalties. Contact a tax advisor for more information.
|