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If you are a current member, you can apply for a loan online via CAT, our home banking system,
print an application and fax it to us at (330) 494-7187, turn the application into the office, or you can apply by
calling the credit union at (330) 494-8775.
Non-Members can click on the link below and print an application. Please mail it to the credit
union, turn it into the office or you can fax it to (330) 494-7187. You may also call the credit union at (330) 494-8775 and
we would be happy to take a loan application for you over the phone.
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Click on the Verified
by VISAŽ link to register your VISAŽ credit card today. As our
valued customer, First Ohio CFCU is now offering you Verified by VISAŽ, a free online security
service to help guard against unauthorized use of your VISAŽ online. Verified by VISAŽ puts
you in control when shopping online: only you can approve purchases using your VISAŽ card.
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You can obtain: Account Balance,
Available Credit, Amount and Date of Last Payment, Minimum Payment Amount and Due Date, Last Statement Date ,
Cash Advance Limit, Transactions Posted Since Last Statement.
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VISAŽ Terms and Conditions |
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Annual percentage rate (APR)
for purchases |
9.9% APR |
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Cash Advance APRs |
9.9% APR |
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Variable rate Information |
N/A |
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Grace period for repayments of the balance for purchases |
You have 25 days to repay your balance for purchases before a charge
will be imposed. |
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Method of computing the balance for purchases |
Average Daily Balance (including purchases) |
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Annual fees |
None |
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Minimum finance charge |
None |
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Transaction fee for purchases |
None |
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Transaction fee for cash advances: $00.00
Foreign Transaction Fee: 1%
Late-payment fee: $20.00
Over-the-credit-limit fee: $20.00 |
For lost or stolen VISAŽ cards call the credit union at (330) 494-8775.
After business hours please call 1-800-991-4961.
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